ACMG's method of processing commercial loans is designed to streamline the mortgage process, minimizing paperwork, reduce processing times, decrease costs, and provide better and faster service to its commercial mortgage customers. The following is an outline of the typical steps required for commercial loan processing:

1. The Client contacts ACMG who will arrange for a licensed mortgage professional to discuss with you your goals, holding period for the property, business needs and details of the commercial mortgage transaction.
2. After reviewing preliminary information collected, the details specific to the property and your overall needs, ACMG will suggest a variety of mortgage programs and options that fits your requirements.
3. Your assigned mortgage professional will present you with a Financing Proposal outlining the expected salient terms of the mortgage and brokerage fees.
4. The Financing Proposal is accepted and fully executed, and ACMG receives the good faith deposit.
5. Upon ACMG receiving all the required documents and information, the brokerage will build a commercial mortgage request package. It will then submit the package to several lenders that specialize in your particular property type.
6. In approximately one week, Term Sheets and/or Letters of Interest will be received by ACMG from the lenders. These Terms Sheets / Letters of Interest will be reviewed and synthesized including all amounts, terms and any specific conditions related to the loan. Your assigned mortgage professional will then present a summary to you.
7. Your assigned mortgage professional will communicate with you throughout the negotiation process to achieve the best offer.
8. Selected lender will begin their formal underwriting process.
9. A list of any additional information required by the lender will be provided to you.
10. ACMG will receive the commitment letter and review it including all amounts, terms and any specific conditions related to the loan. Your assigned mortgage professional will then present you with a Commitment Letter.
11. Upon acceptance of the Commitment Letter, the document will be fully executed.
12. Your assigned mortgage professional will continue to work with you and the lender to ensure no issues arise.
13. The loan is funded.